Educational Piece on PreMed Defender

Rising healthcare costs have pushed many employer groups toward high-deductible health plans, but what about the out-of-pocket risk for employees?

That’s where the Pre-Med Defender™ Group GAP Plan comes in.

This fully insured, secondary medical plan is designed to bridge the gap, covering deductibles, coinsurance, and other costly expenses that traditional plans leave behind.

Here’s what makes Pre-Med Defender™ stand out:
 🔹100% coverage on inpatient & outpatient procedures
 🔹Flexible plan designs with low copays and deductibles
 🔹No coinsurance or pre-existing condition exclusions
 🔹Optional physician visit benefits & Rx carve-out programs
 🔹Virtual primary care & $0 telemedicine consults
 🔹Dedicated client & member support

It’s a game-changer for employer groups (5+ employees) looking to reduce healthcare spend without compromising employee protection.

Have a group to quote or want more details? Feel free to reach out anytime — we're here to help!